Tools & calculators
Free tools & calculators for workforce management
Free calculators for time cards, hourly pay, overtime, and shift scheduling — practical tools for hospitality, retail, and shift-based teams.
- 100% free
- 58 tools
- Ready to use
Browse all tools
Filter by category or search by keyword — every calculator is free and ready to use.
58 of 58 tools shown
58 of 58 tools shown
Time Card Calculator
Free time card calculator with lunch breaks, decimal hours, and FLSA weekly overtime. Optional pay estimate plus CSV/PDF export — no sign-up.
- Time card calculator
- Time card calculator with lunch
- Work hours calculator
- Overtime calculator
Salary to Hourly Calculator
Free salary to hourly and hourly to salary converter. 2,080 hours/year, monthly & biweekly gross pay, CSV/PDF export.
- Salary to hourly calculator
- Hourly to salary calculator
- Hourly wage calculator
- Gross pay converter
Working Days & Business Days Calculator
Count business days between two dates with US federal and state holidays — 250 work days in 2026. Observed rules, monthly breakdown, CSV & PDF export.
- Working days calculator
- Business days calculator
- Federal holidays
- State holidays
PayPal Fee Calculator
Calculate PayPal fees for US sellers — forward and reverse, 8 transaction types, domestic and international. CSV & PDF export.
- PayPal fee calculator
- PayPal fees
- PayPal seller fees
- Payment processing fees
Compound Interest Calculator
Model compound growth, compare scenarios, and solve savings goals. Daily to annual compounding with chart, yearly table, and CSV/PDF export.
- Compound interest calculator
- Savings calculator
- Investment growth
- Free
Percentage Calculator
Calculate percentages, percent change, and discounts in five clear modes. Free tool with formula breakdown and CSV/PDF export.
- Percentage calculator
- Percent calculator
- Percent of / change
- Percent change
Break-Even Calculator
Free break-even point & breakeven analysis calculator — units, revenue, contribution margin %, margin of safety, chart, CSV/PDF export.
- Break even calculator
- Break even point calculator
- Breakeven analysis calculator
- Break even formula
Business Name Generator
Free AI business name ideas by industry and style. Shortlist names, check .com hints, copy or export CSV/PDF — no sign-up.
- Business name generator
- Company name generator
- Brand name generator
- AI name ideas
Inflation Calculator
Free CPI inflation calculator with BLS CPI-U (1913–2026). Purchasing power, future & reverse inflation modes, chart, CSV/PDF export.
- Inflation calculator
- CPI calculator
- Purchasing power calculator
- US inflation rate
Employee Cost Calculator
Free employee cost calculator: true cost of an employee with employer FICA (7.65% labor burden). Monthly, annual, and hourly totals plus optional benefits %. CSV/PDF export.
- Employee cost calculator
- Employer cost calculator
- Labor cost calculator
- FICA employer
Invoice Generator
Free invoice generator — create invoices online with sales tax, logo, live preview. Download PDF or CSV instantly. No sign-up, no watermark.
- Invoice generator
- Free invoice maker
- Create invoice online
- PDF invoice
Tip & Bill Split Calculator
Free tip calculator: gratuity 10–20%, split the restaurant check per person, tip before or after tax. Mobile-friendly bill splitter with CSV/PDF export.
- Tip calculator
- Gratuity calculator
- Restaurant tip calculator
- Bill split calculator
Tax Bracket Calculator
Find your 2026 federal tax bracket — marginal and effective rates, bracket ladder by filing status. Gross or taxable income, 2025/2026. CSV/PDF export.
- Tax bracket calculator
- Federal tax brackets
- Marginal tax rate
- Effective tax rate
Federal Income Tax Calculator
Estimate 2026 federal and state income tax, marginal and effective rates, and refund or balance due. Annual tax calculator for W-2 workers — CSV/PDF export.
- Income tax calculator
- Federal income tax calculator
- Tax refund calculator
- State income tax calculator
Amortization Schedule Calculator
Free amortization schedule calculator — printable PDF & CSV. Monthly payment, full loan table, extra payments, and principal vs interest breakdown.
- Amortization schedule calculator
- Printable amortization schedule
- Loan amortization calculator
- Mortgage amortization calculator
Quick Ratio Calculator
Free quick ratio & liquidity ratio calculator from your balance sheet. Live acid-test ratio, dollar cushion, cash vs quick compare, CSV/PDF export.
- Quick ratio calculator
- Acid test ratio calculator
- Liquidity ratio calculator
- Balance sheet calculator
Current Ratio Calculator
Free current ratio calculator — balance sheet formula, working capital, good ratio guide, optional quick ratio, CSV/PDF export.
- Current ratio calculator
- Working capital ratio calculator
- Liquidity calculator
- Balance sheet calculator
Attrition Rate Calculator
Free employee attrition rate calculator — how to calculate attrition from headcount and departures, retention %, annualized rate, and industry benchmarks for shift teams. CSV/PDF export.
- Attrition rate calculator
- Employee attrition calculator
- How to calculate attrition rate
- Employee turnover calculator
Absence Rate Calculator
Free employee absence rate calculator — absenteeism rate formula for shift teams, attendance %, industry benchmarks, and CSV/PDF export. Excludes planned PTO.
- Absence rate calculator
- Employee absence rate calculator
- Absenteeism rate calculator
- How to calculate absenteeism rate
Churn Rate Calculator
Free SaaS churn rate calculator — monthly & annual customer churn, compound annualized rate, retention, segment benchmarks, and optional revenue churn. CSV/PDF export.
- Churn rate calculator
- SaaS churn calculator
- Customer churn calculator
- Revenue churn calculator
Cap Rate Calculator
Free cap rate calculator — NOI, property value, reverse cap rate, NOI build-up, benchmarks, CSV/PDF export.
- Cap rate calculator
- Capitalization rate calculator
- Real estate cap rate calculator
- NOI calculator
Burn Rate Calculator
Free burn rate calculator — net and gross cash burn, runway, zero-cash date, raise-by date, and CSV/PDF export for startups.
- Burn rate calculator
- Cash burn rate calculator
- Startup runway calculator
- Net burn calculator
CAGR Calculator
Free CAGR calculator — compound annual growth rate from start/end values, project future value, growth chart, and CSV/PDF export.
- CAGR calculator
- Compound annual growth rate calculator
- Growth rate calculator
- Reverse CAGR calculator
ROI Calculator
Free ROI calculator — return on investment %, annualized ROI, required return solver, invested vs profit chart, CSV/PDF export.
- ROI calculator
- Return on investment calculator
- ROI formula
- Annualized ROI
Future Value Calculator
Free future value (TVM) calculator — solve FV, payment, rate, or periods with annuity, withdrawals, monthly compounding, chart, schedule, and export.
- Future value calculator
- Future value formula
- Future value of annuity
- Time value of money
Present Value Calculator
Free PV calculator — discount lump sums and annuities to today’s value. Present value formula, monthly compounding, Excel PV(), chart, schedule, export.
- Present value calculator
- Present value formula
- Present value of annuity
- PV calculator
Perpetuity Calculator
Free present value of perpetuity calculator — level + Gordon formula, solve-for payment/rate, monthly option, sensitivity table, CSV/PDF export.
- Perpetuity calculator
- Present value of perpetuity
- Growing perpetuity
- Gordon growth model
APY Calculator
Free APY calculator & high-yield savings calculator — grow HYSA savings, convert rate to APY, compare accounts, chart, CSV/PDF export.
- APY calculator
- Annual percentage yield calculator
- High yield savings calculator
- Savings calculator
Savings Bond Calculator
Free U.S. Treasury savings bond calculator for Series EE, Series I & Patriot bonds — current value, redemption value, I bond rates, chart, CSV/PDF export.
- Savings bond calculator
- Series EE savings bond calculator
- I bond calculator
- Savings bond value
Safety Stock Calculator
Free safety stock and reorder point calculator — simple max−avg or statistical service level, step breakdown, CSV/PDF export.
- Safety stock calculator
- Safety stock formula
- Reorder point calculator
- Inventory planning
Simple Interest Calculator
Free simple interest calculator & I=Prt formula tool — solve loan interest, monthly amounts, principal, rate, or end balance with steps, chart, and CSV/PDF export.
- Simple interest calculator
- Simple interest formula
- I = Prt calculator
- Simple interest loan calculator
Debt Payoff Calculator
Free debt payoff calculator — compare snowball vs avalanche, see your debt-free date, model extra payments, and export a monthly payoff schedule.
- Debt payoff calculator
- Debt calculator
- Debt snowball calculator
- Debt avalanche calculator
CPA Calculator — Cost Per Acquisition
Free CPA calculator for ad campaigns — calculate cost per acquisition, plan target CPA, CPC shortcut, optional platform benchmarks, CSV/PDF export.
- CPA calculator
- Cost per acquisition calculator
- Target CPA calculator
- Digital marketing
Free HHI Calculator — Market Concentration
Free Herfindahl-Hirschman Index calculator: shares or revenue → HHI, CR4/CR8, merger Δ, DOJ bands. CSV/PDF export — not h-index or household income.
- HHI calculator
- Herfindahl-Hirschman Index calculator
- Market concentration calculator
- Merger analysis
Price Elasticity Calculator (PED & XED)
Free price elasticity of demand calculator: PED midpoint (arc), cross-price XED, revenue test, elastic vs inelastic. Step-by-step + CSV/PDF export.
- Price elasticity calculator
- Price elasticity of demand
- Cross price elasticity
- PED calculator
Comparative Advantage Calculator
Free comparative advantage calculator: output & input modes, opportunity costs, specialization, terms of trade. CSV/PDF export — not RCA export data.
- Comparative advantage calculator
- Opportunity cost
- International trade
- Economics
CPM Calculator — Cost Per Mille
Free CPM calculator — cost per 1,000 impressions for Google, Meta, TikTok & display. Solve for CPM, budget, or reach. Benchmarks, CTR/CPC helper, CSV/PDF export.
- CPM calculator
- Cost per mille calculator
- Cost per thousand impressions
- Digital marketing
Money Counter — Count Bills & Coins
Free online money counter: live subtotals per bill and coin, till cash-up with float and variance. USD, EUR, GBP, CAD + more. CSV/PDF export.
- Money counter online
- Count money calculator
- Cash counter
- Till cash-up
ROAS Calculator — Return on Ad Spend
Free ROAS calculator — return on ad spend from revenue and ad spend. Plan target ROAS, break-even ROAS from margin, ACoS, benchmarks, CSV/PDF export.
- ROAS calculator
- Return on ad spend calculator
- Break even ROAS calculator
- Digital marketing
Payback Period Calculator
Free payback period calculator and formula — simple and discounted payback, cumulative cash flow method, uneven yearly flows, schedule export.
- Payback period calculator
- Payback period formula
- Discounted payback period
- Capital budgeting
NPV Calculator
Free NPV calculator and formula — net present value from even or uneven yearly cash flows, 5-year examples, discount rate, present value schedule, accept/reject verdict, Excel formula, export.
- NPV calculator
- Net present value calculator
- NPV formula
- Capital budgeting
Return on Assets (ROA) Calculator
Free ROA calculator — net income ÷ average total assets, reverse-solve mode, industry context, formula card, CSV/PDF export.
- ROA calculator
- Return on assets calculator
- Return on assets formula
- Finance
Market Cap Calculator
Free market cap calculator — share price × shares outstanding, reverse solve, size tiers, formula card, CSV/PDF export.
- Market cap calculator
- Market capitalization calculator
- How to calculate market cap
- Finance
EBITDA Calculator
Free EBITDA calculator — net income or operating profit paths, EBITDA margin %, step breakdown, industry context, CSV/PDF export.
- EBITDA calculator
- EBITDA formula
- EBITDA margin
- Finance
Yield to Maturity Calculator
Free yield to maturity calculator — exact bond YTM, approximate formula, current yield, zero-coupon bonds, cash-flow schedule, CSV/PDF export.
- Yield to maturity calculator
- Bond yield to maturity calculator
- Bond YTM calculator
- Bond yield calculator
WACC Calculator
Free WACC calculator — WACC formula, breakdown table, CAPM helper, preferred stock, Excel layout, CSV/PDF export.
- WACC calculator
- Weighted average cost of capital calculator
- Cost of capital calculator
- WACC formula
Intrinsic Value Calculator
Free stock intrinsic value calculator — Graham formula, two-stage DCF, margin of safety, fair value breakdown, CSV/PDF export.
- Intrinsic value calculator
- Stock intrinsic value calculator
- Stock valuation calculator
- DCF calculator
Mutual Fund Calculator
Free mutual fund return calculator — project ending balance after sales loads and expense ratio, net IRR, gross vs net growth, lump sum or monthly contributions, CSV/PDF export.
- Mutual fund calculator
- Investment
- Expense ratio calculator
- Investment fee calculator
Markup Calculator
Free markup calculator — selling price, profit, gross margin, and margin↔markup conversion from cost. Export CSV/PDF.
- Markup calculator
- Selling price calculator
- Margin vs markup
- Free
Profit Margin Calculator
Free profit margin calculator — gross margin from cost and price, target margin pricing, markup breakdown. Export CSV/PDF.
- Profit margin calculator
- Gross margin calculator
- Margin calculator
- Free
Discount Calculator
Free discount & percent off calculator — sale price, savings, effective discount %, reverse calcs, and stacked discounts. Export CSV/PDF.
- Percent off calculator
- Sale price calculator
- Discount percentage
- Free
Car Payment Calculator
Free car payment calculator — monthly auto loan payment with down payment, trade-in, sales tax, and fees. Amortization schedule with CSV/PDF export.
- Auto loan calculator
- Car payment calculator
- Car loan calculator
- Monthly car payment
US Sales Tax Calculator
Free sales tax calculator for all 50 states: add or remove tax, combined state and local rates, reverse calculator, sample ZIP lookup. CSV/PDF export.
- Sales tax calculator
- Reverse sales tax calculator
- Sales tax by state
- Add sales tax
Time and a Half Calculator
See your 1.5× overtime rate instantly. Enter hourly pay and hours for gross regular, OT, and total weekly pay. FLSA weekly rules.
- Time and a half calculator
- Time and a half pay
- Overtime rate calculator
- 1.5x hourly rate
Overtime & Time-and-a-Half Calculator
Overtime pay calculator with taxes: time and a half gross, take-home after federal/state/FICA, 2026 no-tax-on-overtime preview. CSV/PDF export.
- Overtime calculator
- Overtime pay calculator
- Time and a half calculator
- Overtime calculator with taxes
Annual Income Calculator
Free annual income calculator — hourly to yearly salary with holiday and vacation PTO adjustment. Gross pay breakdown, effective hourly rate, CSV/PDF export.
- Annual income calculator
- Hourly to yearly salary
- Gross annual income
- Salary calculator
Paycheck Calculator
Free paycheck and take-home pay calculator for hourly and salary workers. Net pay after federal, state, and FICA with W-4 fields. All 50 states + DC, CSV and pay stub PDF.
- Paycheck calculator
- Take home pay calculator
- Salary paycheck calculator
- Hourly paycheck calculator
Time Duration Calculator
Free elapsed time calculator: hours and minutes between two times or dates. Overnight shifts, break deductions, decimal hours for payroll — CSV/PDF export.
- Time duration calculator
- Hours between two times
- Elapsed time calculator
- Decimal hours