Payroll & wages
Overtime & time-and-a-half calculator
Free overtime pay calculator and time and a half calculator for US hourly workers. See gross OT at 1.5×, then switch to take-home pay after federal withholding, state income tax, and FICA. Preview the 2026 No Tax on Overtime deduction, choose weekly or biweekly pay frequency, and export CSV or PDF — no sign-up.
What this overtime calculator does
This overtime calculator with taxes starts with your hourly rate, regular hours, and overtime hours per pay period. Gross mode shows regular pay, OT premium at time and a half (1.5×), and total gross. Take-home mode estimates paycheck withholding using 2026 federal brackets, FICA, and all 50 states plus DC — plus an optional preview of the federal qualified overtime deduction.
Unlike a weekly time card calculator, this tool is built for OT-first pay math and tax estimates — not clock-in grids. For full paycheck math with pre-tax 401(k) or HSA deductions, use the paycheck calculator.
Time and a half
Default 1.5× FLSA weekly overtime. Change the multiplier in advanced settings for double time or union rates.
Take-home estimates
Federal, state, Social Security, and Medicare withholding by pay frequency, filing status, and dependents.
2026 OT deduction
Optional qualified overtime premium deduction preview — caps, phase-out warnings, and estimated tax savings.
Time and a half calculator — quick rate reference
Time and a half means your overtime hourly rate is 1.5× your regular rate. If you earn $20/hour, each overtime hour pays $30/hour. Use the calculator above for your exact hours, or scan common rates below.
| Regular hourly rate | Time-and-a-half OT rate | 8 OT hours gross |
|---|---|---|
| $15.00 | $22.50 | $180.00 |
| $18.00 | $27.00 | $216.00 |
| $20.00 | $30.00 | $240.00 |
| $22.00 | $33.00 | $264.00 |
| $25.00 | $37.50 | $300.00 |
| $30.00 | $45.00 | $360.00 |
Formula
Overtime pay = overtime hours × hourly rate × 1.5. Weekly gross = (regular hours × rate) + overtime pay. Example: $25/h with 5 OT hours → 5 × 25 × 1.5 = $187.50 OT plus $1,000 regular = $1,187.50 gross.
How FLSA overtime pay works
Find your regular rate
Enter your base hourly wage before overtime. If you only know annual salary, use our hourly wage calculator to convert gross pay to an hourly rate.
Count overtime hours
Under the federal FLSA, non-exempt employees generally earn overtime for hours over 40 in a workweek. Enter overtime hours for this pay period — use weekly or biweekly pay frequency to match your paycheck.
Apply time and a half
Overtime pay = overtime hours × hourly rate × 1.5. Total gross for the period = regular hours × rate + overtime pay.
Estimate take-home (optional)
Switch to Take-home mode, choose your state and filing status, and review estimated withholding. Actual paychecks may differ if you have pre-tax deductions or local city taxes.
Worked example: $20/hour × 8 overtime hours (weekly)
Regular pay (40 h × $20) = $800. Overtime (8 h × $20 × 1.5) = $240. Gross $1,040 for the week before taxes. In Texas (no state income tax), estimated take-home is about $875 for a single filer — use Take-home mode for your state.
Worked example: Texas vs California take-home
Same gross overtime can produce different net pay depending on state withholding. Example: $25/hour, 40 regular + 5 overtime hours per week, single filer, no pre-tax deductions.
| Line item | Texas | California |
|---|---|---|
| Regular pay | $1,000.00 | $1,000.00 |
| Overtime pay (5 h × 1.5×) | $187.50 | $187.50 |
| Gross pay | $1,187.50 | $1,187.50 |
| Estimated state income tax | $0.00 | ~$39 |
| Estimated net pay (approx.) | ~$994 | ~$954 |
Figures are estimates for planning — your employer’s payroll system and W-4 elections may differ. California also has daily overtime rules this calculator does not model in v1; see the state rules section below.
How overtime is taxed
Overtime is taxed like other wages — there is no separate federal overtime tax rate. A larger paycheck in one period can increase withholding because employers annualize wages, so take-home per OT hour may look lower even when your annual tax bracket did not change.
This overtime tax calculator estimates federal income tax withholding, state income tax (where applicable), Social Security (6.2% up to the 2026 wage base of $184,500), and Medicare (1.45%, plus additional Medicare on high earners). FICA still applies to overtime wages even when you claim the 2026 overtime deduction on your tax return.
Related searches like overtime calculator for taxes, paycheck calculator with overtime, and hourly paycheck calculator often land on generic paycheck tools — this page starts from OT hours you actually worked instead of burying overtime in advanced settings.
2026 No Tax on Overtime deduction explained
Federal law allows a temporary income tax deduction on the premium portion of qualified overtime pay for tax years 2025 through 2028. It is not a FICA exemption — Social Security and Medicare still apply to overtime wages on your paycheck.
Qualified premium at time and a half is roughly one-third of your overtime gross (the extra 0.5× above straight time). Example: $240 weekly OT at 1.5× → about $80 premium per week. Annual caps: $12,500 (single) / $25,000 (married filing jointly). Deductions phase out above MAGI thresholds ($150,000 single / $300,000 MFJ).
Enable the deduction toggle in Take-home mode to preview estimated savings. For official guidance, see the IRS overview. This is an estimate for planning — not tax filing advice.
State overtime rules
This tool applies the federal weekly 40-hour overtime rule. Several states require daily overtime — California pays 1.5× after 8 hours in a day and 2× after 12; Nevada, Alaska, and Colorado have additional rules. Texas and Florida follow federal weekly OT only (no state income tax on wages either).
Use the calculator for planning, then confirm totals with your employer. For clock-based weekly totals, use the time card calculator. For salary-to-hourly conversion before OT math, try the salary to hourly calculator.
For shift managers and payroll teams
Restaurant, retail, healthcare, and logistics teams use overtime estimates to sanity-check schedules before payroll closes. Pair this calculator with ShiftOps for labour-cost visibility, or browse more free workforce calculators.
Biweekly payroll? Set pay frequency to bi-weekly in the calculator — withholding annualizes your period gross correctly. Export CSV or PDF to share OT breakdowns with payroll.
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Frequently asked questions about this overtime calculator
How do I calculate my overtime pay?
Multiply overtime hours × hourly rate × 1.5. Add regular pay (regular hours × rate) for total gross. Example: $20/h with 8 OT hours → 8 × 20 × 1.5 = $240 overtime plus $800 regular = $1,040 weekly gross.
What is time and a half pay?
Time and a half is 1.5× your regular hourly rate. At $20/hour, each overtime hour pays $30/hour. Federal FLSA requires at least time and a half for non-exempt hours over 40 per workweek.
How much is overtime pay for $25 an hour?
At time and a half, each overtime hour pays $37.50 ($25 × 1.5). Five overtime hours = $187.50 OT pay; eight hours = $300 — plus regular wages for non-OT hours.
Is overtime 1.5 or 2x?
Federal FLSA minimum is 1.5× (time and a half) for non-exempt weekly overtime. Some states (California over 12 hours/day) or union contracts use double time (2×) — change the multiplier in advanced settings.
How to calculate overtime with taxes?
Calculate gross overtime first, then estimate withholding on total period gross (regular + OT). Select Take-home mode, your state, filing status, and pay frequency. The calculator shows federal, state, FICA, and net pay.
How much will I get taxed on overtime?
Overtime is taxed as ordinary wages — not at a special penalty rate. Withholding may look higher on OT-heavy paychecks because payroll systems annualize the period. Your actual annual tax depends on total income, credits, and the 2026 overtime deduction at filing.
What is the 2026 "no tax on overtime" deduction?
A temporary federal income tax deduction on qualified overtime premium pay (tax years 2025–2028). Caps: $12,500 single / $25,000 married filing jointly. FICA still applies on paychecks. Toggle the estimate in Take-home mode.
How much will the no tax on overtime save me?
Savings depend on your overtime premium, filing status, and marginal federal rate. Example: ~$80/week qualified premium × 52 weeks ≈ $4,160 deductible amount — tax savings might be roughly $400–$900+ annually depending on bracket. Use the calculator toggle for your inputs.
How do I calculate my overtime tax deduction?
Qualified premium ≈ one-third of time-and-a-half overtime gross (the portion above straight time). At 1.5×, that is (0.5 ÷ 1.5) = 33.3%. The calculator applies 2026 caps and phase-out warnings when income may limit the benefit.
Does overtime change my tax withholding?
Yes, per paycheck. More gross in a period usually means more federal and state withholding that period. It does not mean overtime is taxed at a higher statutory rate — annual liability is reconciled on your tax return.
How do I calculate overtime for biweekly pay?
Enter regular and overtime hours for one biweekly pay period (not the full two weeks unless that is one paycheck). Set pay frequency to bi-weekly in Take-home mode so withholding annualization matches your employer’s schedule.
Does my state have different overtime rules?
Often yes. California requires daily overtime after 8 hours; Nevada and Alaska have unique thresholds. This calculator uses the federal weekly 40-hour default — verify state law and select your state for income tax estimates.
When am I legally owed overtime?
Most non-exempt hourly employees must receive overtime for hours over 40 per workweek under the FLSA. Exempt salaried roles, independent contractors, and some industries follow different rules — confirm status with your employer.
Is this legal or tax advice?
No. This page provides informational estimates only. Tax withholding, exempt status, state daily OT, local taxes, and 2026 deduction eligibility vary. Consult your employer, payroll provider, or a tax professional.