Payroll & wages
Annual income calculator
Free gross annual income calculator — find out how much you make a year from hourly pay, any pay period, or annual salary. Convert hourly wage to yearly salary, adjust for paid holidays and vacation, and compare unadjusted vs PTO-adjusted income with your effective hourly rate. Gross pay only — not take-home — with CSV/PDF export and no sign-up.
What gross annual income means
Annual income is how much you earn in a year before taxes and deductions — your gross pay. Employers often quote salaries as a yearly figure, while hourly workers think in dollars per hour.
This calculator shows gross annual income only. For take-home pay after federal, state, and FICA withholding, use our paycheck calculator or income tax calculator.
How to calculate annual income from hourly pay
Enter your hourly wage
Select Hourly → annual and type your gross hourly rate (for example $20/h).
Set your schedule
Use 40 hours per week and 52 weeks per year for full-time (2,080 hours), or adjust for part-time work.
Apply paid time off (optional)
Open Schedule & paid time off to enter paid holidays and vacation days for an adjusted annual figure.
Annual income formula
Annual income = hourly wage × hours per week × weeks per year
Annual income from weekly, biweekly, or monthly pay
Use Pay period → annual mode to enter gross pay at any frequency — hourly, daily, weekly, bi-weekly, semi-monthly, monthly, quarterly, or annual — and see a full breakdown table.
Bi-weekly pay uses 26 paychecks per year; semi-monthly uses 24. The same annual salary produces slightly different per-check amounts between the two schedules.
Paid holidays and vacation adjustments
When you receive the same annual salary but work fewer days because of paid holidays and paid vacation, your effective hourly rate is higher — you earn the same total for fewer hours worked.
The calculator shows unadjusted income (full 2,080-hour year) and adjusted income after subtracting paid days off. Defaults: 10 holidays and 15 vacation days — edit to match your employer.
Hourly wage to annual income examples
| Hourly wage | Annual income (40 h × 52 w) |
|---|---|
| $15/h | $31,200 |
| $20/h | $41,600 |
| $25/h | $52,000 |
| $30/h | $62,400 |
| $35/h | $72,800 |
| $45/h | $93,600 |
| $50/h | $104,000 |
Part-time and custom work schedules
Full-time US jobs often use 40 hours × 52 weeks = 2,080 hours, but part-time and seasonal schedules change your annual income. Adjust hours per week and weeks per year in the calculator — for example if you take unpaid leave or work a shorter season.
Related searches often compare 20 hours, 32 hours, or 30 hours per week. At $20/h: 20 h × 52 w = $20,800; 32 h × 52 w = $33,280; 30 h × 52 w = $31,200 gross per year.
| Hourly wage | 20 h/week | 32 h/week | 40 h/week |
|---|---|---|---|
| $15/h | $15,600 | $24,960 | $31,200 |
| $20/h | $20,800 | $33,280 | $41,600 |
| $25/h | $26,000 | $41,600 | $52,000 |
Annual salary to hourly rate examples
| Annual salary | Hourly (40 h × 52 w) |
|---|---|
| $40,000 | $19.23/h |
| $52,000 | $25.00/h |
| $50,000 | $24.04/h |
| $70,000 | $33.65/h |
| $100,000 | $48.08/h |
Monthly gross income and pay frequency examples
To find monthly gross income from an annual salary, divide by 12. Example: $70,000 ÷ 12 = $5,833.33 per month before taxes. To go the other way, multiply monthly gross × 12 — $3,000/month = $36,000 annual income.
The same annual salary produces different per-check amounts on bi-weekly (26 pay periods) vs semi-monthly (24 pay periods) schedules.
| Annual salary | Monthly | Bi-weekly | Semi-monthly |
|---|---|---|---|
| $36,000 | $3,000.00 | $1,384.62 | $1,500.00 |
| $52,000 | $4,333.33 | $2,000.00 | $2,166.67 |
| $70,000 | $5,833.33 | $2,692.31 | $2,916.67 |
Gross vs net annual income
Gross annual income is before taxes and deductions. Net annual income is what lands in your bank account after withholding. This tool never estimates net pay with a flat tax percentage — use the paycheck calculator or income tax calculator for accurate take-home figures. Annual income before taxes and gross annual income mean the same thing in this context.
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Frequently asked questions about annual income
How do you calculate annual income?
Multiply hourly wage × hours per week × weeks per year. Full-time example: $20/h × 40 × 52 = $41,600 gross annual income.
How much is $20 an hour annually?
$20 per hour at 40 hours per week for 52 weeks equals $41,600 gross per year before taxes.
How much is $15 an hour annually?
$15 per hour at 40 hours × 52 weeks equals $31,200 gross annual income.
How much is $25 an hour annually?
$25 per hour at 40 hours × 52 weeks equals $52,000 gross per year.
What is my monthly income if I make $70,000 a year?
$70,000 ÷ 12 = $5,833.33 gross per month before taxes. Bi-weekly gross is about $2,692.31 (26 pay periods).
What is my annual income if I make $1,000 a month?
$1,000 × 12 = $12,000 gross annual income before taxes and deductions.
How do I calculate annual income from biweekly pay?
Multiply your bi-weekly gross pay × 26 (pay periods per year). Example: $2,000 bi-weekly = $52,000 annual.
How do I calculate annual income from weekly pay?
Multiply weekly gross pay × weeks worked per year. At 52 weeks: $1,000/week = $52,000 annual.
What is gross annual income?
Gross annual income is total earnings before taxes, benefits deductions, and other withholdings — the number on your offer letter before take-home pay.
What is the difference between gross and net annual income?
Gross is before deductions; net is take-home after federal, state, FICA, and voluntary deductions. This calculator shows gross only.
Does this calculator include taxes?
No. Results are gross pay only. For net pay, use the paycheck calculator or income tax calculator.
How do paid holidays and vacation affect annual income?
Paid time off does not reduce your salary, but you work fewer hours for the same pay — raising your effective hourly rate. The calculator shows unadjusted and PTO-adjusted breakdowns.
What is an effective hourly rate?
Your effective hourly rate divides adjusted annual pay by actual hours worked after paid holidays and vacation — higher than base hourly when PTO is paid.
Is annual income monthly or yearly?
Annual income means per year. Monthly pay is one-twelfth of annual salary for salaried workers on a monthly schedule.
How is this different from the salary to hourly calculator?
This tool focuses on how much you make per year with PTO adjustment. The salary to hourly calculator emphasizes bidirectional salary ↔ hourly conversion.
How much is $35 an hour annually?
$35 per hour at 40 hours × 52 weeks equals $72,800 gross annual income.
What is the 2080 hours rule?
US full-time schedules often use 40 hours × 52 weeks = 2,080 hours per year to convert between hourly and annual pay.
Can I calculate annual income with overtime?
In Hourly → annual mode, add optional overtime hours in advanced options. For full OT take-home estimates, use the overtime calculator.
What is my gross annual income if I make $3,000 a month?
$3,000 × 12 = $36,000 gross annual income before taxes and deductions.
Is $20 an hour $40,000 a year?
Not at a standard full-time schedule. $20/h × 40 hours × 52 weeks = $41,600 gross (2,080 hours). Some guides use 2,000 hours and get $40,000 — adjust weeks or hours in the calculator to match your job.
How much do I make a year?
Multiply your gross pay rate × hours per week × weeks per year, or convert any pay period to annual in Pay period → annual mode. Example: $25/h at 40 × 52 = $52,000 gross per year.
What is $50,000 a year per hour?
At 40 hours per week for 52 weeks (2,080 hours), $50,000 ÷ 2,080 = $24.04/h gross.
How do I calculate annual income from semi-monthly pay?
Multiply semi-monthly gross pay × 24 (two paychecks per month). Example: $2,166.67 semi-monthly = $52,000 annual.
Is this the same as the healthcare.gov income calculator?
No. Healthcare.gov estimates MAGI household income for marketplace coverage — a tax-specific definition. This tool calculates gross employment income from wages or salary only.